Dear Sir/ Madam, Re. Account Number:
I am writing to inform you that my circumstances have changed.
I am now back at work, but on reduced hours and pay. This
situation may go on for some time.
I have revised my financial statement and offer of repayment,
as attached, and I would be grateful if you could accept
the payment and freeze all interest and charges as before.
Thank you for your help on this matter.
Yours faithfully,
John Smith
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